Score36 months48-60 months
>7308.99%8.99%
680-7299.49%9.49%
640-67910.99%10.99%
600-63912.24%12.24%
550-59914.74%14.74%
<54918.00%18.00%

Auto Loans Rates & Terms 12/17/2024

Auto Loans Rates & Terms 12/17/2024

New Auto Loans - 2 years old and newer
*Min amt financed of $20,000 for terms ≥ 67 months


Grade/Score

Up to 48 months

49-66 months

67-75 months*

76-84 months*

A+ /730+

4.49

5.49

5.84

6.34

A / 680-729

4.99

5.99

6.34

6.72

B / 640-679

7.34

7.49

7.70

8.24

C / 600-639

9.59

9.67

9.93


D / 550-599

11.89

12.18



E / <549

15.92

16.18


Used Auto Loans - 3-6 years old


Grade/Score

Up to 48 months

49-66 months

67-75 months*

76-84 months*

A+ / 730+

5.49

5.99

7.59

8.09

A/ 680-729

5.99

6.33

8.09

8.59

B / 640-679

8.70

9.09

9.20

9.59

C / 600-639

10.59

11.34

11.45


    



Up to 48 months

49-60 months



D / 550-599

13.20

13.70



E / <549

16.20

17.20


Used Vehicles 7+ years


Grade/Score

Up to 48 months

49-60 months

A+ / 730+5

7.41

7.65

A/ 680-729

7.91

8.39

B / 640-679

8.91

9.35

C / 600-639

11.16

11.40

D / 550-599

13.41

13.65

E/ <549

17.25

17.25

New RV Loans - 2 years old & newer loan balance ³ $25,000


Grade/Score

120 months


A+ / 730+

7.74


A / 680-729

8.24


B / 640-679

11.24


C / 600-639

12.49


D / 550-599

14.74


E / <549

17.50