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Auto Loans Rates & Terms 01/01/2026

Auto Loans Rates & Terms 01/01/2026

New Auto Loans - 2 years old and newer


Grade/Score
Up to 48 months
49-66 months
67-75 months
76-84 months

A+ /730+
4.24
4.49
4.99
5.75

A / 680-729
4.74
4.99
5.49
6.84

B / 640-679
7.09
7.34
7.84
9.19

c / 600-639
9.34
9.59
10.09

D / 550-599
11.64
11.89


E / <549
15.64
15.89

Used Auto Loans - 3-6 years old


Grade/Score
Up to 48 months
49-66 months
67-75 months
76-84 months

A+ / 730+
4.49
5.24
5.74
6.24

A/ 680-729
5.49
5.74
6.24
6.74

B / 640-679
8.19
8.44
8.94
9.44

c/ 600-639
10.44
10.69
11.19


Up to 48 months
49-60 months


D / 550-599
12.69
12.94


E / <549
15.69
15.94

Used Vehicles 7+ years


Grade/Score
Up to 48 months
49-60 months

A+ / 730+5
7.41
7.65

A/ 680-729
7.91
8.39

B / 640-679
8.91
9.35

c / 600-639
11.16
11.40

D / 550-599
13.41
13.65

E/ <549
17.25
17.25

New RV Loans- 2 years old & newer loan balance > $25,000


Grade/Score
120 months

A+ / 730+
7.74

A/ 680-729
8.24

B / 640-679
11.24

c / 600-639
12.49

D / 550-599
14.74

E / <549
17.50