Bank on Mohawk Valley Federal Credit Union to Keep Your Money Secure

Apply for an account at our full-service credit union in Utica and Marcy, NY

If you're tired of the outrageous fees, lackluster interest rates and shoddy customer service you get from traditional banks, bring your banking needs to Mohawk Valley Federal Credit Union in Utica and Marcy. For years, we've been helping New York residents avoid the hassles of dealing with a large bank by serving as their premier credit union, offering superior customer care.

Reap all the benefits a credit union has to offer when you choose Mohawk Valley Federal Credit Union in Utica or Marcy, NY.

Choose a New York bank that treats you like family

As a federal credit union, we're a not-for-profit institution that's owned by our members. This allows us to pass along better services and advantages than you'll find at larger banks. Because we're owned by members, we're invested in every person who walks through our door.

Become a member of Mohawk Valley Federal Credit Union to enjoy:

Not only do we offer better savings and services than you'll find at larger banks, we'll also help you improve your credit to build a solid financial footing. Choose Mohawk Valley Federal Credit Union in Utica or Marcy when you want a better way to handle your money.

Get the best rates for your home refinance or auto loan

When you want a lower interest rate on your home or you're ready to buy a new car, come to Mohawk Valley Federal Credit Union for loan assistance. We'll work with you to find the financing options that fit your need and budget.

We'll look over your financial situation and match you with the best home refinance loan, or a new or used auto loan that's right for you.

Open an account at Mohawk Valley Federal Credit Union in Utica or Marcy, NY, to work with the banking professionals who put you first.

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  • State Office Building Location

    207 Genesee Street
    Utica, NY 13501


    Call Us
    Phone: (315) 793-2214
    Audio Response Teller: (888) 588-6828

    Mon: 9:00AM - 3:30PM | Closed 1-1:30PM
    Tue: 9:00AM - 3:30PM | Closed 1-1:30PM
    Wed: 9:00AM - 3:30PM | Closed 1-1:30PM
    Thu: 9:00AM - 3:30PM | Closed 1-1:30PM
    Fri: 9:00AM - 3:30PM | Closed 1-1:30PM
    Sat: Closed
    Sun: Closed

  • Marcy Branch Location

    9212 River Road
    Marcy, NY 13403


    Call Us
    Phone: (315) 624-2950

    Mon: 8:30AM - 4:30PM
    Tue: 8:30AM - 4:30PM
    Wed: 8:30AM - 4:30PM
    Thu: 8:30AM - 4:30PM
    Fri: 8:30AM - 4:30PM
    Sat: Closed
    Sun: Closed

  • Lost/Stolen Debit Card



    Mon: 10:00AM
    Tue: 10:00AM
    Wed: 10:00AM
    Thu: 10:00AM
    Fri: 10:00AM
    Sat: 10:00AM
    Sun: 10:00AM

Federal Reserve Bank 2023 Holiday

Mohawk Valley will observe the following holiday schedule in 2023:

  • Presidents Day Monday, February 20, 2023
  • Memorial Day Monday, May 29, 2023
  • Juneteenth Monday, June 19, 2023
  • Independence Day Tuesday, July 4, 2023
  • Labor Day Monday, September 4, 2023
  • Columbus Day Monday, October 9, 2023
  • Thanksgiving Day Thursday, November 23, 2023
  • Thanksgiving Friday, November 24, 2023
  • Christmas Monday, December 25, 2023

Defensive Driving