Savings Rates

Effective 1/1/2026

Account TypeRateYield
Share Draft (Checking).025%.025%
Share/Savings ($100+).15%.15%
Money Market ($2,500 min.)1.00%1.005%
Money Market ($25,000 min)1.20%1.207%
Club Account.05%.05%

Share Certificate Rates

Certificate of Deposit (CD) 1/1/2026

Account TypeRateYield
6 month ($1,000 min.)3.928%4.00%
1 Year ($1,000 min.)3.784%3.85%
2 Years ($1,000 min.)3.687%3.75%
3 Years ($1,000 min.)2.960%3.00%

IRA Rates

1/1/2026

Account TypeRateYield
Share IRA ($500 min.).35%.351%
18 month ($1,000 min.)4.00%4.074%
24-30 month ($1,000min.)4.00%4.074%
36 month ($1,000 min.)3.00%3.042%