Get the best rates for your home refinancing or auto loan

When you want a lower interest rate on your home or your new car, come to Mohawk Valley Federal Credit Union for loan assistance. We’ll work with you to find the financing options that fit your needs and budget.

We’ll take a look at your financial situation and match you with the best home refinancing or new / used auto loan for you.

Open up an account at Mohawk Valley Federal Credit Union in Utica or Marcy, NY, to work with banking professionals who put you first.

Ready to Put Yourself in a New Ride?

Find the auto loan for you at our New York credit union

Don’t go to a large financial institution or a car lot to finance your new or used automobile. Get the best auto loan rates from Mohawk Valley Federal Credit Union in Utica or Marcy, NY. Because we’re a not-for-profit credit union that’s owned by members, we’re able to keep our fees low, interest rates high and our customer service unmatched by typical banks.

We’ll take a look at your financial situation and match you with a used or new auto loan that fits you best. Count on Mohawk Valley Federal Credit Union for help securing a new or use auto loan or assistance with:

• Home refinancing
• Personal loans
• Home equity lines
• Checking accounts
• Savings accounts
• Signature loans

If you need a new car and want the best loan option for you, come to Mohawk Valley Federal Credit Union in Utica or Marcy, NY. As a member, you’ll enjoy numerous benefits you won’t get from traditional banks.

Auto Loans Rates & Terms 01/2017

New Auto Loans – 2 years old and newer (2015-2017)

Grade/ScoreUp to 48 months49-66 months67-75 months*76-84 months*
A+ /730+2.42%2.68%3.09%3.45%
A / 680-7292.92%3.18%3.59%3.95%
B / 640-6793.92%4.18%4.59%4.95%
C / 600-6395.67%5.93%6.34%
D / 550-5997.92%8.18%
E / <54911.92%12.18%

Used Auto Loans – 3-6 years old (2011-2014)

Grade/ScoreUp to 48 months49-66 months67-75 months*76-84 months*
A+ / 730+3.45%3.95%4.34%4.84%
A/ 680-7293.95%4.45%4.84%5.34%
B / 640-6794.95%5.45%5.84%6.34%
C / 600-6396.70%7.20%7.59%
Up to 48 months49-60 months
D / 550-5998.95%9.45%
E / <54912.95%13.45%

Used Vehicles 7+ years (≤ 2010)

Grade/ScoreUp to 48 months49-60 months
A+ / 730+4.16%4.4%
A/ 680-7294.66%4.9%
B / 640-6795.66%5.9%
C / 600-6397.41%7.65%
D / 550-5999.66%9.90%
E/ <54913.56%13.80%

Minimum amount financed of $20,000 for terms ≥ 66 months